inahandbasket

You could just have a bit put into a money market account or some other savings vehicle rather than letting the feds keep your money without paying you interest throughout the year. I've only managed to do that one year and until I became self employed I had extra taken out so I'd have a little bit more come tax season. Now that I'm in charge of holding out money I never get around to it and one way or another every dime gets spent. It's amazing that over the years I've trippled how much I make yet I still don't have any left at the end of the money.